What it costs
Every transfer costs less than $0.01. That's not a promotional rate — it's the actual fee, every time, because Settley runs on stablecoins over low-cost blockchains. There's no middleman taking a cut.
You send$50.00
Settley fee< $0.01
They receive—
Live rate—
Rate confirmed in Telegram before you pay. Bank payout depends on the country; wallet works everywhere.
How it compares
| Provider | Fee | Speed |
|---|---|---|
| Settley Send | <$0.01 | ~2 seconds |
| Wise | $3–6 | 1–2 days |
| Western Union | $5–12 | Hours–days |
| WorldRemit | $4–9 | Minutes–hours |
How it works
1. Get a quote in Telegram. Tell the bot what to send and where. You see the rate and what they'll get before you pay.
2. Pay from your wallet. Open the secure link and send USDT or USDC on Celo, Arbitrum, or Base. The link expires after 5 minutes.
3. Share the code, they choose. Send them the claim code. They open it and pick how to receive — their bank account or a crypto wallet.