Settley Send

Send funds. They choose how they’re paid.

Send money to anyone, anywhere. They get it in seconds, then choose how to receive it — their bank account or a crypto wallet.

Live FX estimate before you pay Payment link expires in 5 minutes They choose how they're paid
Send and receive on USDT USDC Celo Arbitrum Base
Sending to 🇳🇬 Nigeria · NGN 🇰🇪 Kenya · KES 🇬🇭 Ghana · GHS 🇿🇦 South Africa · ZAR 🇨🇮 West Africa · XOF 🇨🇴 Colombia · COP 🇧🇷 Brazil · BRL 🇪🇺 Eurozone · EUR 🇦🇺 Australia · AUD 🇨🇦 Canada · CAD 🇵🇭 Philippines · PHP

See what they’ll get.

Pick an amount and a country. The fee is fixed. The rate is locked in Telegram before you pay.

You send$50.00
Settley fee< $0.01
Receiver pays$0.00
They receive (illustrative)

Estimate only — the exact rate is locked in Telegram before you pay. Bank payout depends on the country; wallet works everywhere.

How your money moves.

You pay from your wallet. They get it in seconds, then choose how to receive it.

Your wallet Celo · Arbitrum · Base Held safely onchain until claimed ✓ settled Claim code share with recipient They pick payout bank · wallet · more
1

Get your quote in Telegram

Tell the bot what to send and where. You see the rate and what they'll get before you pay.

2

Pay from your own wallet

Open the link and send USDT or USDC on Celo, Arbitrum, or Base. The link expires after 5 minutes.

3

Share the code, they choose

Send them the claim code. They open it and pick how to receive — straight to their bank account or wallet.

See the price before you pay.

You see the amount, the rate, and the fee before you send. Nothing changes after that.

See the price first

What you send, what they receive, and the rate — all shown before you pay.

Know where it is

From payment link to confirmation, you can see every step.

What works, today

Bank and wallet payouts are live now. Airtime and card are on the way.

Choose how they receive it.

What works today is marked live. What's next is marked coming soon.

Live now

Paid to their bank account

Money lands in their bank account, in local currency. Available in supported countries across Africa, Latin America, and more.

Minutes to hours · depends on country
Live now

Sent to their wallet

They receive USDT or USDC to any crypto wallet, anywhere, in seconds.

Seconds · anywhere
Coming soon

Airtime top-up

Phone credit and data, sent straight to their number. Coming soon.

Coming soon
Coming soon

Virtual card

A virtual Visa they can spend online, anywhere cards are accepted. Coming soon.

Coming soon

What a transfer looks like.

0s
To reach their wallet
<$0.00
Fee per send
0min
To pay once you start

Questions, answered.

Yes, for now. You pay with USDT or USDC from a wallet on Celo, Arbitrum, or Base. Paying straight from a bank account is coming soon.
No. When they claim, they choose how to receive — their bank account or a crypto wallet. They don't need to set anything up first.
Your money stays onchain until they claim it. No one else holds it. If something goes wrong, come back to Telegram to sort it out.
Yes, until they've been paid out. Come back to Telegram to pause or fix a transfer. Once they're paid, it's done.
Only the exact amount confirms a payment — anything else stays pending. If you overpay or use the wrong network, come back to Telegram and we'll help sort it.

Send without the back-and-forth.

Send $1 to $2,000. See the fee and the rate before you pay.

Send with Settley